diff --git a/crates/router/src/core/payments.rs b/crates/router/src/core/payments.rs
index d077a33e46..3d05948dff 100644
--- a/crates/router/src/core/payments.rs
+++ b/crates/router/src/core/payments.rs
@@ -1541,7 +1541,7 @@ fn get_connector_data_with_routing_decision(
             let routing_decision =
                 routing_helpers::RoutingDecisionData::get_debit_routing_decision_data(
                     card_network,
-                    debit_routing_output,
+                    Some(debit_routing_output),
                 );
             return Ok((data, Some(routing_decision)));
         }
diff --git a/crates/router/src/core/payments/retry.rs b/crates/router/src/core/payments/retry.rs
index 7b63b27537..a4d1cc5151 100644
--- a/crates/router/src/core/payments/retry.rs
+++ b/crates/router/src/core/payments/retry.rs
@@ -16,6 +16,7 @@ use crate::{
             flows::{ConstructFlowSpecificData, Feature},
             operations,
         },
+        routing::helpers as routing_helpers,
     },
     db::StorageInterface,
     routes::{
@@ -109,6 +110,7 @@ where
             frm_suggestion,
             business_profile,
             false, //should_retry_with_pan is not applicable for step-up
+            None,
         )
         .await?;
     }
@@ -155,11 +157,20 @@ where
                             .unwrap_or(false)
                         && business_profile.is_clear_pan_retries_enabled;
 
-                    let connector = if should_retry_with_pan {
+                    let (connector, routing_decision) = if should_retry_with_pan {
                         // If should_retry_with_pan is true, it indicates that we are retrying with PAN using the same connector.
-                        original_connector_data.clone()
+                        (original_connector_data.clone(), None)
                     } else {
-                        super::get_connector_data(&mut connector_routing_data)?.connector_data
+                        let connector_routing_data =
+                            super::get_connector_data(&mut connector_routing_data)?;
+                        let routing_decision = connector_routing_data.network.map(|card_network| {
+                            routing_helpers::RoutingDecisionData::get_debit_routing_decision_data(
+                                card_network,
+                                None,
+                            )
+                        });
+
+                        (connector_routing_data.connector_data, routing_decision)
                     };
 
                     router_data = do_retry(
@@ -178,6 +189,7 @@ where
                         frm_suggestion,
                         business_profile,
                         should_retry_with_pan,
+                        routing_decision,
                     )
                     .await?;
 
@@ -329,6 +341,7 @@ pub async fn do_retry<F, ApiRequest, FData, D>(
     frm_suggestion: Option<storage_enums::FrmSuggestion>,
     business_profile: &domain::Profile,
     should_retry_with_pan: bool,
+    routing_decision: Option<routing_helpers::RoutingDecisionData>,
 ) -> RouterResult<types::RouterData<F, FData, types::PaymentsResponseData>>
 where
     F: Clone + Send + Sync,
@@ -372,7 +385,7 @@ where
         business_profile,
         true,
         should_retry_with_pan,
-        None,
+        routing_decision,
         None,
     )
     .await?;
diff --git a/crates/router/src/core/routing/helpers.rs b/crates/router/src/core/routing/helpers.rs
index 12e6923a4f..c342f11d55 100644
--- a/crates/router/src/core/routing/helpers.rs
+++ b/crates/router/src/core/routing/helpers.rs
@@ -330,7 +330,7 @@ pub enum RoutingDecisionData {
 #[cfg(feature = "v1")]
 pub struct DebitRoutingDecisionData {
     pub card_network: common_enums::enums::CardNetwork,
-    pub debit_routing_result: open_router::DebitRoutingOutput,
+    pub debit_routing_result: Option<open_router::DebitRoutingOutput>,
 }
 #[cfg(feature = "v1")]
 impl RoutingDecisionData {
@@ -350,7 +350,7 @@ impl RoutingDecisionData {
 
     pub fn get_debit_routing_decision_data(
         network: common_enums::enums::CardNetwork,
-        debit_routing_result: open_router::DebitRoutingOutput,
+        debit_routing_result: Option<open_router::DebitRoutingOutput>,
     ) -> Self {
         Self::DebitRouting(DebitRoutingDecisionData {
             card_network: network,
@@ -370,7 +370,9 @@ impl DebitRoutingDecisionData {
             + Clone,
     {
         payment_data.set_card_network(self.card_network.clone());
-        payment_data.set_co_badged_card_data(&self.debit_routing_result);
+        self.debit_routing_result
+            .as_ref()
+            .map(|data| payment_data.set_co_badged_card_data(data));
     }
 }
 #[derive(Clone, Debug)]