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feat(router): add apply_three_ds_strategy in payments confirm flow (#8357)
Co-authored-by: hyperswitch-bot[bot] <148525504+hyperswitch-bot[bot]@users.noreply.github.com>
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@ -514,6 +514,11 @@ where
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)
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.await;
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operation
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.to_domain()?
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.apply_three_ds_authentication_strategy(state, &mut payment_data, &business_profile)
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.await?;
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let should_add_task_to_process_tracker = should_add_task_to_process_tracker(&payment_data);
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let locale = header_payload.locale.clone();
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@ -1533,8 +1538,7 @@ where
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Ok(payment_dsl_data
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.payment_attempt
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.authentication_type
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.or(output.override_3ds)
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.or(Some(storage_enums::AuthenticationType::NoThreeDs)))
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.or(output.override_3ds))
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}
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// TODO: Move to business profile surcharge column
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@ -398,6 +398,16 @@ pub trait Domain<F: Clone, R, D>: Send + Sync {
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Ok(())
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}
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/// This function is used to apply the 3DS authentication strategy
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async fn apply_three_ds_authentication_strategy<'a>(
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&'a self,
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_state: &SessionState,
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_payment_data: &mut D,
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_business_profile: &domain::Profile,
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) -> CustomResult<(), errors::ApiErrorResponse> {
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Ok(())
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}
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// #[cfg(feature = "v2")]
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// async fn call_connector<'a, RouterDataReq>(
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// &'a self,
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@ -38,6 +38,7 @@ use crate::{
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self, helpers, operations, populate_surcharge_details, CustomerDetails, PaymentAddress,
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PaymentData,
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},
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three_ds_decision_rule,
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unified_authentication_service::{
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self as uas_utils,
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types::{ClickToPay, UnifiedAuthenticationService},
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@ -51,7 +52,7 @@ use crate::{
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api::{self, ConnectorCallType, PaymentIdTypeExt},
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domain::{self},
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storage::{self, enums as storage_enums},
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transformers::ForeignFrom,
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transformers::{ForeignFrom, ForeignInto},
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},
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utils::{self, OptionExt},
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};
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@ -1093,6 +1094,110 @@ impl<F: Clone + Send + Sync> Domain<F, api::PaymentsRequest, PaymentData<F>> for
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Ok(())
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}
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async fn apply_three_ds_authentication_strategy<'a>(
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&'a self,
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state: &SessionState,
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payment_data: &mut PaymentData<F>,
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business_profile: &domain::Profile,
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) -> CustomResult<(), errors::ApiErrorResponse> {
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// If the business profile has a three_ds_decision_rule_algorithm, we will use it to determine the 3DS strategy (authentication_type, exemption_type and force_three_ds_challenge)
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if let Some(three_ds_decision_rule) =
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business_profile.three_ds_decision_rule_algorithm.clone()
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{
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// Parse the three_ds_decision_rule to get the algorithm_id
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let algorithm_id = three_ds_decision_rule
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.parse_value::<api::routing::RoutingAlgorithmRef>("RoutingAlgorithmRef")
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.change_context(errors::ApiErrorResponse::InternalServerError)
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.attach_printable("Could not decode profile routing algorithm ref")?
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.algorithm_id
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.ok_or(errors::ApiErrorResponse::InternalServerError)
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.attach_printable("No algorithm_id found in three_ds_decision_rule_algorithm")?;
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// get additional card info from payment data
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let additional_card_info = payment_data
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.payment_attempt
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.payment_method_data
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.as_ref()
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.map(|payment_method_data| {
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payment_method_data
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.clone()
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.parse_value::<api_models::payments::AdditionalPaymentData>(
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"additional_payment_method_data",
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)
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})
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.transpose()
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.change_context(errors::ApiErrorResponse::InternalServerError)
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.attach_printable("unable to parse value into additional_payment_method_data")?
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.and_then(|additional_payment_method_data| {
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additional_payment_method_data.get_additional_card_info()
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});
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// get acquirer details from business profile based on card network
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let acquirer_config = additional_card_info.as_ref().and_then(|card_info| {
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card_info
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.card_network
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.clone()
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.and_then(|network| business_profile.get_acquirer_details_from_network(network))
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});
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// get three_ds_decision_rule_output using algorithm_id and payment data
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let decision = three_ds_decision_rule::get_three_ds_decision_rule_output(
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state,
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&business_profile.merchant_id,
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api_models::three_ds_decision_rule::ThreeDsDecisionRuleExecuteRequest {
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routing_id: algorithm_id,
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payment: api_models::three_ds_decision_rule::PaymentData {
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amount: payment_data.payment_intent.amount,
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currency: payment_data
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.payment_intent
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.currency
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.ok_or(errors::ApiErrorResponse::InternalServerError)
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.attach_printable("currency is not set in payment intent")?,
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},
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payment_method: Some(
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api_models::three_ds_decision_rule::PaymentMethodMetaData {
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card_network: additional_card_info
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.as_ref()
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.and_then(|info| info.card_network.clone()),
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},
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),
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issuer: Some(api_models::three_ds_decision_rule::IssuerData {
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name: additional_card_info
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.as_ref()
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.and_then(|info| info.card_issuer.clone()),
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country: additional_card_info
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.as_ref()
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.map(|info| info.card_issuing_country.clone().parse_enum("Country"))
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.transpose()
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.change_context(errors::ApiErrorResponse::InternalServerError)
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.attach_printable(
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"Error while getting country enum from issuer country",
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)?,
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}),
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customer_device: None,
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acquirer: acquirer_config.as_ref().map(|acquirer| {
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api_models::three_ds_decision_rule::AcquirerData {
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country: Some(common_enums::Country::from_alpha2(
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acquirer.merchant_country_code,
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)),
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fraud_rate: Some(acquirer.acquirer_fraud_rate),
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}
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}),
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},
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)
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.await?;
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logger::info!("Three DS Decision Rule Output: {:?}", decision);
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// We should update authentication_type from the Three DS Decision if it is not already set
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if payment_data.payment_attempt.authentication_type.is_none() {
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payment_data.payment_attempt.authentication_type =
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Some(common_enums::AuthenticationType::foreign_from(decision));
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}
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// We should update psd2_sca_exemption_type from the Three DS Decision
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payment_data.payment_intent.psd2_sca_exemption_type = decision.foreign_into();
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// We should update force_3ds_challenge from the Three DS Decision
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payment_data.payment_intent.force_3ds_challenge =
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decision.should_force_3ds_challenge().then_some(true);
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}
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Ok(())
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}
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#[allow(clippy::too_many_arguments)]
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async fn call_unified_authentication_service_if_eligible<'a>(
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&'a self,
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@ -5317,3 +5317,43 @@ impl From<pm_types::TokenResponse> for domain::NetworkTokenData {
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}
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}
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}
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impl ForeignFrom<common_types::three_ds_decision_rule_engine::ThreeDSDecision>
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for common_enums::AuthenticationType
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{
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fn foreign_from(
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three_ds_decision: common_types::three_ds_decision_rule_engine::ThreeDSDecision,
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) -> Self {
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match three_ds_decision {
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common_types::three_ds_decision_rule_engine::ThreeDSDecision::NoThreeDs => Self::NoThreeDs,
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common_types::three_ds_decision_rule_engine::ThreeDSDecision::ChallengeRequested
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::ChallengePreferred
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::ThreeDsExemptionRequestedTra
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::ThreeDsExemptionRequestedLowValue
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::IssuerThreeDsExemptionRequested => Self::ThreeDs,
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}
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}
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}
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impl ForeignFrom<common_types::three_ds_decision_rule_engine::ThreeDSDecision>
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for Option<common_enums::ScaExemptionType>
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{
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fn foreign_from(
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three_ds_decision: common_types::three_ds_decision_rule_engine::ThreeDSDecision,
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) -> Self {
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match three_ds_decision {
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common_types::three_ds_decision_rule_engine::ThreeDSDecision::ThreeDsExemptionRequestedTra => {
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Some(common_enums::ScaExemptionType::TransactionRiskAnalysis)
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}
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common_types::three_ds_decision_rule_engine::ThreeDSDecision::ThreeDsExemptionRequestedLowValue => {
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Some(common_enums::ScaExemptionType::LowValue)
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}
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common_types::three_ds_decision_rule_engine::ThreeDSDecision::NoThreeDs
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::ChallengeRequested
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::ChallengePreferred
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| common_types::three_ds_decision_rule_engine::ThreeDSDecision::IssuerThreeDsExemptionRequested => {
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None
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}
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}
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}
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}
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@ -26,13 +26,27 @@ pub async fn execute_three_ds_decision_rule(
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merchant_context: MerchantContext,
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request: api_models::three_ds_decision_rule::ThreeDsDecisionRuleExecuteRequest,
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) -> RouterResponse<api_models::three_ds_decision_rule::ThreeDsDecisionRuleExecuteResponse> {
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let decision = get_three_ds_decision_rule_output(
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&state,
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merchant_context.get_merchant_account().get_id(),
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request.clone(),
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)
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.await?;
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// Construct response
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let response =
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api_models::three_ds_decision_rule::ThreeDsDecisionRuleExecuteResponse { decision };
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Ok(services::ApplicationResponse::Json(response))
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}
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pub async fn get_three_ds_decision_rule_output(
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state: &SessionState,
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merchant_id: &common_utils::id_type::MerchantId,
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request: api_models::three_ds_decision_rule::ThreeDsDecisionRuleExecuteRequest,
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) -> errors::RouterResult<common_types::three_ds_decision_rule_engine::ThreeDSDecision> {
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let db = state.store.as_ref();
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// Retrieve the rule from database
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let routing_algorithm = db
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.find_routing_algorithm_by_algorithm_id_merchant_id(
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&request.routing_id,
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merchant_context.get_merchant_account().get_id(),
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)
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.find_routing_algorithm_by_algorithm_id_merchant_id(&request.routing_id, merchant_id)
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.await
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.to_not_found_response(errors::ApiErrorResponse::ResourceIdNotFound)?;
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let algorithm: Algorithm = routing_algorithm
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@ -59,11 +73,7 @@ pub async fn execute_three_ds_decision_rule(
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// Apply PSD2 validations to the decision
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let final_decision =
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utils::apply_psd2_validations_during_execute(result.get_output().get_decision(), &request);
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// Construct response
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let response = api_models::three_ds_decision_rule::ThreeDsDecisionRuleExecuteResponse {
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decision: final_decision,
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};
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Ok(services::ApplicationResponse::Json(response))
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Ok(final_decision)
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}
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#[derive(Debug, Clone, serde::Serialize, serde::Deserialize)]
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