diff --git a/crates/common_utils/src/access_token.rs b/crates/common_utils/src/access_token.rs
index 20bac0dafb..56c2a4f784 100644
--- a/crates/common_utils/src/access_token.rs
+++ b/crates/common_utils/src/access_token.rs
@@ -5,7 +5,7 @@ use std::fmt::Display;
 /// Create a key for fetching the access token from redis
 pub fn create_access_token_key(
     merchant_id: impl Display,
-    merchant_connector_id: impl Display,
+    merchant_connector_id_or_connector_name: impl Display,
 ) -> String {
-    format!("access_token_{merchant_id}_{merchant_connector_id}")
+    format!("access_token_{merchant_id}_{merchant_connector_id_or_connector_name}")
 }
diff --git a/crates/router/src/core/payments/access_token.rs b/crates/router/src/core/payments/access_token.rs
index 49d27d8150..1de9cb60ca 100644
--- a/crates/router/src/core/payments/access_token.rs
+++ b/crates/router/src/core/payments/access_token.rs
@@ -64,14 +64,20 @@ pub async fn add_access_token<
     {
         let merchant_id = &merchant_account.merchant_id;
         let store = &*state.store;
-        let merchant_connector_id = connector
+
+        // `merchant_connector_id` may not be present in the below cases
+        // - when straight through routing is used without passing the `merchant_connector_id`
+        // - when creds identifier is passed
+        //
+        // In these cases fallback to `connector_name`.
+        // We cannot use multiple merchant connector account in these cases
+        let merchant_connector_id_or_connector_name = connector
             .merchant_connector_id
-            .as_ref()
-            .ok_or(errors::ApiErrorResponse::InternalServerError)
-            .attach_printable("Missing merchant_connector_id in ConnectorData")?;
+            .clone()
+            .unwrap_or(connector.connector_name.to_string());
 
         let old_access_token = store
-            .get_access_token(merchant_id, merchant_connector_id)
+            .get_access_token(merchant_id, &merchant_connector_id_or_connector_name)
             .await
             .change_context(errors::ApiErrorResponse::InternalServerError)
             .attach_printable("DB error when accessing the access token")?;
@@ -115,7 +121,7 @@ pub async fn add_access_token<
                     if let Err(access_token_set_error) = store
                         .set_access_token(
                             merchant_id,
-                            merchant_connector_id.as_str(),
+                            &merchant_connector_id_or_connector_name,
                             access_token.clone(),
                         )
                         .await
diff --git a/crates/router/src/db/merchant_connector_account.rs b/crates/router/src/db/merchant_connector_account.rs
index 06d1e505c6..8f50f5f542 100644
--- a/crates/router/src/db/merchant_connector_account.rs
+++ b/crates/router/src/db/merchant_connector_account.rs
@@ -24,13 +24,13 @@ pub trait ConnectorAccessToken {
     async fn get_access_token(
         &self,
         merchant_id: &str,
-        merchant_connector_id: &str,
+        merchant_connector_id_or_connector_name: &str,
     ) -> CustomResult<Option<types::AccessToken>, errors::StorageError>;
 
     async fn set_access_token(
         &self,
         merchant_id: &str,
-        merchant_connector_id: &str,
+        merchant_connector_id_or_connector_name: &str,
         access_token: types::AccessToken,
     ) -> CustomResult<(), errors::StorageError>;
 }
@@ -41,13 +41,15 @@ impl ConnectorAccessToken for Store {
     async fn get_access_token(
         &self,
         merchant_id: &str,
-        merchant_connector_id: &str,
+        merchant_connector_id_or_connector_name: &str,
     ) -> CustomResult<Option<types::AccessToken>, errors::StorageError> {
         //TODO: Handle race condition
         // This function should acquire a global lock on some resource, if access token is already
         // being refreshed by other request then wait till it finishes and use the same access token
-        let key =
-            common_utils::access_token::create_access_token_key(merchant_id, merchant_connector_id);
+        let key = common_utils::access_token::create_access_token_key(
+            merchant_id,
+            merchant_connector_id_or_connector_name,
+        );
 
         let maybe_token = self
             .get_redis_conn()
@@ -69,11 +71,13 @@ impl ConnectorAccessToken for Store {
     async fn set_access_token(
         &self,
         merchant_id: &str,
-        merchant_connector_id: &str,
+        merchant_connector_id_or_connector_name: &str,
         access_token: types::AccessToken,
     ) -> CustomResult<(), errors::StorageError> {
-        let key =
-            common_utils::access_token::create_access_token_key(merchant_id, merchant_connector_id);
+        let key = common_utils::access_token::create_access_token_key(
+            merchant_id,
+            merchant_connector_id_or_connector_name,
+        );
         let serialized_access_token = access_token
             .encode_to_string_of_json()
             .change_context(errors::StorageError::SerializationFailed)?;
@@ -90,7 +94,7 @@ impl ConnectorAccessToken for MockDb {
     async fn get_access_token(
         &self,
         _merchant_id: &str,
-        _merchant_connector_id: &str,
+        _merchant_connector_id_or_connector_name: &str,
     ) -> CustomResult<Option<types::AccessToken>, errors::StorageError> {
         Ok(None)
     }
@@ -98,7 +102,7 @@ impl ConnectorAccessToken for MockDb {
     async fn set_access_token(
         &self,
         _merchant_id: &str,
-        _merchant_connector_id: &str,
+        _merchant_connector_id_or_connector_name: &str,
         _access_token: types::AccessToken,
     ) -> CustomResult<(), errors::StorageError> {
         Ok(())